Consumer Loans

Rates Effective as of Thursday, May 17, 2012

Rates and terms are subject to change without notice and are valid for Maryland residents only.
Additional terms available for qualified buyers.


Car Loan Rates
Model Year2
APR with Auto-Pay1
APR w/o Auto-Pay1
Max. Term
% Down
Monthly Payment per $1,000 Borrowed3
With Auto-pay
Without Auto-pay
2011/12
3.74%
3.99%
60 months
0%
$18.30
$18.41
2011/12
5.74%
5.99%
72 months
0%
$16.45
$16.57
2005-2010 4.74% 4.99% 60 months 0% $18.75 $18.87
2005-2010
6.74%
6.99%
72 months
0%
$16.92
$17.04

1APR=Annual Percentage Rate.
2Model Mileage not to exceed 100,000 miles.
3Cost per $1,000 is based on maximum term.

Boat, R/V, and Motorcycle Loan Rates (New and Used)2
APR with Auto-Pay1
APR w/o Auto-Pay1
Max. Term
Down Payment
Monthly Payment per $1,000 Borrowed3
With Auto-pay
Without Auto-pay
7.25%
7.50%
10 Years
10.00%
$11.74
$11.87

1APR=Annual Percentage Rate.
2Wooden boats not eligible for financing
3Cost per $1,000 is based on maximum term.

Home Improvement Loan Rates
APR with
Auto-Pay1
APR w/o
Auto-Pay1
Max. Term
Max. Loan Amount
Monthly Payment per $1,000 Borrowed2
With Auto-pay
Without Auto-pay
8.75%
9.00%
5 Years
$10,000
$20.63
$20.75

1APR=Annual Percentage Rate.
2Cost per $1,000 is based on maximum term.

Annual Percentage Rate (APR) is current as of the date indicated. Cost per $1000 is based on maximum term. Rates listed are for purchase of the indicated collateral. Adequate property and casualty insurance required. Rates and terms are subject to change without notice and valid only for Maryland residents. All loans are subject to regular underwriting standards. Other rates and terms available. Contact us for more information.