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Come home to BCSB for your next new or used car, boat, motorcycle or RV loan or to make those home improvements you’ve always dreamed about!
Receive a .25% discount with “auto-pay” by choosing to have your payment automatically deducted from a BCSB checking or statement savings account.
Compare rates and determine what you can afford with our handy Calculators.
Call 410.256.5000 or click here to have a loan counselor contact you.
Rates and terms are subject to change without notice and are valid for Maryland residents only.
Additional terms available for qualified buyers.
| Car Loan Rates | ||||||
Model Year2 |
APR with Auto-Pay1 |
APR w/o Auto-Pay1 |
Max. Term |
% Down |
Monthly Payment per $1,000 Borrowed3 |
|
With Auto-pay |
Without Auto-pay |
|||||
2007/08 |
5.74% |
5.99% |
60 months |
0% |
$19.21 |
$19.32 |
2007/08 |
6.24% |
6.49% |
72 months |
0% |
$16.68 |
$16.80 |
| 2001-2006 | 6.74% | 6.99% | 60 months | 0% | $19.67 | $19.79 |
2001-2006 |
7.74% |
7.99% |
72 months |
0% |
$17.40 |
$17.52 |
1APR=Annual Percentage Rate.
2Model Mileage not to exceed 100,000 miles.
3Cost per $1,000 is based on maximum term.
| Boat, R/V, and Motorcycle Loan Rates (New and Used)2 | |||||
APR with Auto-Pay1 |
APR w/o Auto-Pay1 |
Max. Term |
Down Payment |
Monthly Payment per $1,000 Borrowed3 |
|
With Auto-pay |
Without Auto-pay |
||||
7.25% |
7.50% |
10 Years |
10.00% |
$11.74 |
$11.87 |
1APR=Annual Percentage Rate.
2Wooden boats not eligible for financing
3Cost per $1,000 is based on maximum term.
| Home Improvement Loan Rates | |||||
APR with Auto-Pay1 |
APR w/o Auto-Pay1 |
Max. Term |
Max. Loan Amount |
Monthly Payment per $1,000 Borrowed3 |
|
With Auto-pay |
Without Auto-pay |
||||
8.75% |
9.00% |
5 Years |
$10,000 |
$20.63 |
$20.75 |
1APR=Annual Percentage Rate.
3Cost per $1,000 is based on maximum term.