Health Savings Accounts

Rates effective Monday, February 06, 2012

Rates and terms are subject to change without notice.

Health Savings Accounts
Account Balance	Interest Rate	Annual Percentage Yield
Under $2,499	0.35%	0.35%
$2,500 - $4,999	0.35%	0.35%
$5,000 - $9,999	0.75%	0.75%
$10,000 +	.995%	1.00%

Minimum deposit to open an account is $50. A $2 monthly fee is assessed if the balance falls below $250.

Looking for a better way to pay for your health care? Health Savings Accounts (HSA), are a new payment option that puts you in control of your health care costs by allowing you to save for qualified medical expenses, while also providing various tax advantages.

At BCSB, we know how busy life can be. Our HSAs are easy and convenient and provide all of these great features and benefits:

• No minimum monthly contribution
• No set-up fee
• No transaction fees
• Convenient debit card
• Free Online banking and Free Bill Pay
• Competitive interest rates
• Monthly statements
  

Visit our HSA Service Center to learn more about HSAs, view our list of FAQs, or to open or service an existing HSA.

Call 410.583.8700 or click here to have an account representative contact you.

APY means Annual Percentage Yield. Minimum deposit to open an account is $50. Interest is computed from day of deposit, to day of withdrawal, compounded daily and paid monthly. Accounts are assessed a monthly fee of $2 if the balance falls below $250. Fees may reduce earnings.