Health Savings Accounts

Looking for a better way to pay for your health care? Health Savings Accounts (HSA), are a new payment option that puts you in control of your health care costs by allowing you to save for qualified medical expenses, while also providing various tax advantages.

At BCSB, we know how busy life can be. Our HSAs are easy and convenient and provide all of these great features and benefits:

No minimum monthly contribution
No set-up fee
No transaction fees
Convenient debit card
Free Online banking and Free Bill Pay
Competitive interest rates
Monthly statements

Visit our HSA Service Center

FAQ’s about Health Savings Accounts

Call 410-583-8700 or click here to have an account representative contact you.

Rates effective September 4, 2008

Rates and terms are subject to change without notice.

Account Balance	Interest Rate	Annual Percentage Yield
Under $2,499	1.00%	1.00%
$2,500 - $4,999	1.98%	2.00%
$5,000 - $9,999	2.96%	3.00%
$10,000 +	3.68%	3.75%

Minimum deposit to open an account is $50.00. A $2.00 monthly fee is assessed if the balance falls below $250.

Click here for important Health Savings Account information.