Business Checking

Account Fees and Features effective Thursday, May 17, 2012

Fees and terms are subject to change without notice.

Business Checking
	Free Business Checking (100 Items or Less)	Advantage Business (200 Items or less)	Premium Business Checking (Over 200 Items)
Monthly Maintenance Fee	No Monthly Fee	$12.00/mo. (Waived if $2,500 avg. Balance Maintained)	$12.00/mo.
Item1 Fees	First 100 items/mo. Free, $0.50/item thereafter	First 200 items/mo. Free, $0.50/item thereafter	$0.15/item
Cash Deposited/Provided			$0.50/strap
Coin Deposited/Provided			$0.10/roll
Statements	EOM Statement, E-Statement Only	EOM Statement, E-Statement Optional	EOM Statement, E-Statement Optional
Other Features & Services	Earnings allowance does not apply	Earnings allowance does not apply	Earnings allowance to offset monthly fee
	Merchant credit card receipt processing	Merchant credit card receipt processing	Merchant credit card receipt processing
	ACH for payroll administration and other type repetitive transactions	ACH for payroll administration and other type repetitive transactions	ACH for payroll administration and other type repetitive transactions

^1"Items" include paid checks, deposit slips, checks deposited, and electronic debit and credit transactions.

Business Checking accounts do not earn interest.