Baltimore County Savings Bank Business Banking

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BCSB Business Banking: Checking

Open a BCSB Business Checking account based on the size of your business and the amount of your account activity.

Take advantage of these great new business services from BCSB:

Business Overdraft Protection
Business customers can apply for a line of credit attached to a business checking account. An overdraft will activate the line of credit for the exact amount needed for the check to clear, up to the approved credit limit.

Free Business Online Banking with BillPay
Expedite and simplify your business banking with the convenience of free online banking. Obtain balance and account information, transfer funds between accounts and pay bills quickly and easily.

Merchant Payment Processing
USB Payment Processing located in Towson, Maryland is the preferred provider for BCSB merchant payment processing. With more than 10 years in the area, they provide credit, debit, electronic checks, gift cards and a host of other cashless payment options. Ask a BCSB branch manager about rates and plans.

UChoose Rewards

Using your Baltimore County Savings Bank Business Debit VISA Card is very rewarding!
Our UChoose Rewards® program gives you practically unlimited ways to redeem all the points you earn using your BCSB Business Debit VISA Card.

Here’s how it works: every time you use your BCSB Business Debit VISA Card for signature transactions, you will earn points! These points can then be redeemed for well, just about anything—it’s your choice! Choose from millions of options—whether it’s products, travel experiences, activities, event tickets—a vast online rewards catalog filled with practically unlimited options awaits you.

To get started, visit www.uchooserewards.com to set up your user name and password.
All of your eligible previously earned points will be transferred to your new program approximately mid-May. Please note that April 29 is the last day you can redeem points on our current Bonus Check rewards program.

Be sure to visit www.uchooserewards.com often to check out your current point balance as well as an up-to-date list of the amazing assortment of redemption possibilities waiting for you.

Have additional questions? Please feel free to call us at 410-256-1331.

Verified by VISA

Give yourself and your business an extra layer of security for online transactions when you register with Verified by Visa. By registering and selecting a password, you ensure that even if your VISA card is stolen or copied it cannot be used without knowing your password.
Register for free today.


Call 410-256-5000 or click here to have an account representative contact you.

Account Fees and Features effective Friday, July 30, 2010

Fees and terms are subject to change without notice.

  Free Business Checking
(100 Items or Less)
Advantage Business
(200 Items or less)
Premium Business Checking
(Over 200 Items)
Monthly Maintenance Fee No Monthly Fee $12.00/mo.
(Waived if $2,500 avg. Balance Maintained)
$12.00/mo.
Item1 Fees First 100 items/mo. Free, $0.50/item thereafter First 200 items/mo. Free, $0.50/item thereafter $0.15/item
Cash Deposited/Provided     $0.50/strap
Coin Deposited/Provided     $0.10/roll
Statements EOM Statement,
E-Statement Only
EOM Statement,
E-Statement Optional
EOM Statement,
E-Statement Optional
Other Features & Services Earnings allowance does not apply Earnings allowance does not apply Earnings allowance to offset monthly fee
  Merchant credit card receipt processing Merchant credit card receipt processing Merchant credit card receipt processing
  ACH for payroll administration and other type repetitive transactions ACH for payroll administration and other type repetitive transactions ACH for payroll administration and other type repetitive transactions

1"Items" include paid checks, deposit slips, checks deposited, and electronic debit and credit transactions.