Business Certificates of Deposit

Rates effective Thursday, February 23, 2012

Rates and terms are subject to change without notice.

For Retirement Accounts and Education Savings Accounts, open a Statement Savings Account with a minimum opening deposit of $250, a Regular Certificate of Deposit with a term of 6, 12, 24 or 60 months with a minimum balance of $500 or any Special Certificate of Deposit with a minimum balance of $1,000 at a term currently available for Special Certificates of Deposit.

Certificates of Deposit
Term2	Minimum Balance	Interest Rate	APY1
CD Special! 17 months One-time Rate Bump3	$1,000.00	0.90%	0.90%
CD Special! 38 months One-time Rate Bump4	$1,000.00	1.24%	1.25%
3 months	$500.00	0.05%	0.05%
6 months	$500.00	0.20%	0.20%
12 months	$500.00	0.45%	0.45%
18 months	$500.00	0.55%	0.55%
24 months	$500.00	0.70%	0.70%
30 months	$500.00	0.85%	0.85%
36 months	$500.00	0.995%	1.00%
48 months	$500.00	1.44%	1.45%
60 months	$500.00	1.64%	1.65%

¹ APY=annual percentage yield.

² At maturity CD Special reverts to our standard 6 month CD product.

³ One-time rate bump on the 17 month CD is allowed during the entire 17 months of the CD term. When exercising the 17 month bump option, the APY for the current 12 month CD term will apply.

⁴ Your interest rate and annual percentage yield may change after the account is opened. One-time rate bump on the 38 month CD is allowed during first 18 months of the CD term. When exercising the 38 month CD bump option, the APY for the current 36 month CD term will apply.

Discover the best way to meet your goals with our handy Savings Calculators.

Call 410.256.5000 or click here to have an account representative contact you.

Annual Percentage Yield (APY) is effective as of the date noted above. Offer subject to change without notice. Interest computed from day of deposit to day of withdrawal, compounded daily and paid monthly. Penalty for early withdrawal.